Senate approves housing package blocking a U.S. CBDC through 2030; future uncertain in House and White House

The U.S. Senate approved a bipartisan housing bill that includes language blocking the Federal Reserve from issuing a central bank digital currency, passing the measure in the Senate by a wide margin, with reporting citing an 89–10 vote ^{[1] [2]}.

Reporting indicates the restriction would bar a U.S. CBDC until at least 2030 and was attached to the broader housing package as separate language limiting the Fed’s authority on a digital dollar ^{[3] [2]}.

Despite Senate approval, the CBDC ban’s path to becoming law is uncertain: the provision still faces obstacles in the House and potential opposition at the White House, according to reporting ^{[4] [2]}.

The provision will become law only if the final bill clears the House and is signed by the president ^[4].