Robinhood launches beta allowing AI agents to autonomously trade and spend with guardrails

Robinhood introduced agentic AI features that let third‑party or platform agents build portfolios and execute stock trades autonomously in isolated accounts on behalf of users, and it also rolled out an AI‑compatible virtual credit card that can complete purchases such as concert tickets or time‑sensitive deals ^{[1] [2] [3]}.

The company said the system includes safety controls — transaction and spending limits, explicit approval requirements, separate wallets/spending limits for agent activity, and the ability for users to shut an agent down immediately — as part of the beta rollout ^{[1] [3] [4]}.

Robinhood opened the beta to outside agents and called the initial launch stock‑only while indicating plans to expand to additional products; coverage notes the move is intended to democratize access to automated strategies but also highlights new risks for retail investors ^{[2] [5] [1]}.

The features are available in beta and will be monitored as users and observers assess how agentic trading and automated payments perform and interact with existing retail protections ^{[5] [1]}.