Ripple secures full EU e-money license in Luxembourg
Luxembourg’s CSSF granted Ripple a final Electronic Money Institution (EMI) license, allowing the company to offer regulated e‑money services across the EU from a single hub.
Luxembourg’s financial regulator, the Commission de Surveillance du Secteur Financier (CSSF), has granted Ripple final Electronic Money Institution approval, moving the company from “in‑principle” status to a full license, the firm said [1][2].
The finalized EMI license formally enables Ripple to expand regulated blockchain‑based payment services and Ripple Payments across the entire European Union from Luxembourg as a single regulatory hub, according to reports [1][2][3].
The approval follows a preliminary authorization granted on Jan. 14, 2026, and commentators note the license strengthens Ripple’s regulatory footing in Europe; reporting also states Ripple’s broader compliance portfolio includes more than 75 regulatory licenses worldwide [2][3].
The CSSF’s final EMI license represents a regulatory milestone for Ripple’s European operations and clears the way for the company to offer EU‑wide regulated e‑money services from Luxembourg [1][2].
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Citations
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- 1Ripple secures full EU e-money license in LuxembourgCoinDesk• Feb 2, 2026
- 2Ripple Secures Full EU EMI License, Unlocking Bloc-Wide Payment AccessETHNews• Feb 2, 2026
- 3Ripple Secures Full EMI License from Luxembourg’s CSSF for EU OperationsBlockonomi• Feb 2, 2026
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