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Fidelity to Launch USD Stablecoin 'Fidelity Digital Dollar' (FIDD)

Fidelity Investments announced a U.S. dollar–pegged stablecoin issued by its regulated arm and designed to meet new U.S. stablecoin rules.

Jan 28, 20262:43 PMNewsroom AI

Fidelity Investments announced it will launch a U.S. dollar–based stablecoin called Fidelity Digital Dollar (FIDD), to be issued by Fidelity Digital Assets, a federally chartered national bank subsidiary of Fidelity, with the rollout expected in the coming weeks and designed to comply with the GENIUS Act’s standards for payment stablecoins [1][4].

FIDD will be backed by cash reserves, cash equivalents and short‑term U.S. Treasury bonds managed by Fidelity, according to the announcement [1].

The token is reported to run on Ethereum and will serve both institutional and retail users as Fidelity positions itself to compete with existing issuers such as Tether (USDT) and Circle (USDC); market commentary notes the broader stablecoin market recently recorded roughly $311 billion in total capitalization [4][2][3].

Fidelity’s launch marks a significant institutional move into on‑chain finance, embedding a regulated bank‑issued dollar token into the digital asset ecosystem [3][4].

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