Ripple expands Ripple Payments with custody, liquidity, and automated payouts

Ripple expanded its Ripple Payments platform to add custody, collections (automated payouts) and liquidity features for fiat and stablecoin transfers, aiming to consolidate payment rails and reduce reliance on multiple providers ^[1][3][4].

Ripple says the platform is live in more than 60 markets and has processed in excess of $100 billion in volume; the company also highlights its RLUSD stablecoin as a connective layer with supply reported above 1 billion tokens and more than 75 global licenses, including EU and UK approvals and a conditional U.S. national bank charter cited in company materials ^[2][4].

Ripple positions the upgrade as a way for banks and fintechs to reduce pre-funding, speed cross-border settlement flows, and meet institutional demand for regulated on-chain payment infrastructure—changes the company says could streamline financial operations and broaden blockchain adoption ^[4][3][1].

Taken together, the changes create an end-to-end, regulated payments stack that combines custody, liquidity, and automated payout capabilities at scale, backed by extensive licensing and market reach according to Ripple’s announcements ^[1][2].