XRPL Adds Permissioned Compliance Tools Amid Institutional Exodus, Falling Activity and Price

Supporters of the XRP Ledger say new standards, XLS‑80 and XLS‑81, enable permissioned on‑chain trading and compliance that could address settlement gaps cited by international bodies, and they highlight that a 20‑central‑bank model for stablecoin settlement could otherwise require roughly 190 bilateral liquidity pools. XRP Ledger proponents also note that Ripple holds about 34 billion XRP and that Ripple CTO David Schwartz has said banks might still use XRP if it reduces costs ^[1].

Market data and commentary show weakening demand for XRP: recent reporting describes institutional money exiting and a decline in network activity, with price action slipping and ETF withdrawals cited as part of that outflow trend. Technical analysis published this week put XRP below a critical support level around $1.31, trading under $1.30 with resistance near $1.324–$1.334 and the 100‑hour SMA, and at least one analyst has projected a further drop toward $0.87 if the relief bounce fails to hold ^{[2] [3] [4] [5]}.

Exchange flow metrics also show net outflows: Binance recorded about 310,500 XRP deposit transactions and roughly 329,400 withdrawals over the past 30 days, producing a net negative transaction balance of roughly –18,900 and the lowest 30‑day deposit count seen since 2025, according to exchange‑level data ^[6].

Observers remain split: proponents point to on‑chain, permissioned compliance features as a potential settlement solution, while recent price weakness, analyst caution and exchange outflows underscore reduced institutional activity in the near term ^{[1] [2] [6] [3] [4]}.